Costco Connection - March 2007

HOME LOAN SAVINGS
HOME EQUITY FINANCING

• Lower rates for Costco members

• No closing costs¹

• Review loan offers in minutes

• Receive up to a $100

Costco Cash Card²

MORTGAGE & REFINANCING

• Lower rates for Costco members

• Review loan offers in minutes

• Save up to $1,500 at closing³

• Receive up to a $300

Costco Cash Card²

VISIT COSTCO.COM AND CLICK ON SERVICES

OR CALL 1-800-496-8733.

Costco member benefits are not available through Lending Tree.com. Lending Tree is a duly licensed real estate broker and mortgage broker as required. Home loan programs are available in all states in which Costco operates except as follows: Mortgage and Refinancing is not available in Alabama. Home Equity Financing is not available in Alabama or Tennessee. For a current list of applicable state licensing disclosures, see the Web site or call for details. Lending Tree is required to disclose the following licenses by state la w (current as of May 1, 2006): AZ Mortgage Broker License #MBBR- 0102663; Licensed Real Estate Broker, CA Department of Real Estate, (916) 227-0931, License #01230150; CA Finance Lender; CT Mortgage Broker (not a CT Mortgage Lender); GA Residential Mortgage Licensee; IL Residential Mortgage Licensee, License #5433; KS Licensed Mortgage Co., #99-827; Licensed Mortgage Lender, MD Department of Labor, Licensing and Regulation, License #4737; MA Licensed Mortgage Broker, License #MB1942; MS Licensed Mortgage Co.; MO mortgage broker license 05-1261 with an office at 10805 Sunset Office Drive, Suite 312, St. Louis, MO 63127; Licensed by the New Hampshire Department of Banking; LT Technologies, in lieu of true name LendingTree, Inc., Registered Mortgage Broker – NYS Banking Department; Licensed Mortgage Broker – NJ Department of Banking and Insurance; OH Mortgage Broker Registrations, MB 3006 & MB 3007, 37812 Second St., Willoughby, OH 44094; Licensed First Mortgage Broker, PA Department of Banking (also licensed pursuant to PA Secondary Mortgage Loan Act); RI Licensed Broker; Licensed by the Virginia State Corporation Commission MB-1120. In California, this solicitation is made by Costco Financial Services, Inc., which is licensed by the California Department of Real Estate (License #01235998). Costco and its affiliates do not negotiate, arrange or make loans.

¹¹No closing cost option not available to all borrowers. Eligibility depends upon your creditworthiness, loan-to-value ratio, property location and other factors. Eligibility may require a minimum loan amount and for a line to stay open for two years. Such requirements will be determined by each Lender independently.

²²Costco Cash Cards are issued by Lending Tree 4-6 weeks after closing.

³Costco program savings based on historical comparison of rates, fees, and points for a $185,000 30-year fixed rate loan, comparing loans obtained by Costco members through LendingTree from Jan. 1, 2006 to Dec. 31, 2006, to the national average provided in the Freddie Mac Primary Mortgage Market Survey (PMMS) for the same period. LendingTree is not the lender in any transaction. Individual member savings may vary. Not available in all states. See costco.com and click on Services for more details.