Costco Connection - February 2008

Capital One^® Money Market Account

As of January 3, 2008

% APY*

EXCLUSIVE RATE FOR COSTCO MEMBERS

With your Capital One Money Market Account you can enjoy these other great benefits:

• Easy access, with free checks and an ATM card¹

• Online transfers to and from existing accounts¹

• No fees; get started with as little as $1,000

Visit costco.com and enter money market in the search box, or call 1-866-710-9301.

Capital One
Money Market
Account

4.55%

Annual
Percentage
Yield
(APY)*

Wells Fargo^®Money Market
Savings
0.50%
APY

U.S. Bank^®Money
Market
Savings
0.20%
APY

Wachovia^®High
Performance
Money Market

0.107% APY

Competitor comparison information pulled from www.wellsfargo.com, www.usbank.com and www.wachovia.com as of 12/28/07 using New York money market account rates. Rates assume $5,000 account balance. The above non-Capital One service marks are owned by each respective entity. All rights reserved.

$50

2

BONUS

^Co$^s5^t0^co ^Executive ^Members ^receivea interest credit on their first account opened with an initial deposit of $5,000.²

MEMBER FDIC
Capital One, N.A.

This product is offered by Capitol One, N.A., members FDIC.

* As of 1/3/08, if the daily balance of this money market account was $100 or more, the Annual Percentage Yield (APY) was 4.55%; if not, the APY was 0.00%. Minimum initial deposit amount is $1,000. Terms and conditions of this offer may change at any time. Rates are variable and may change at any time. Due to lengthy publishing lead times, rates are set approximately 1 month before printing. See website and phone number above for most current rates.

¹Withdrawals by online transfer and check are limited to a combined six per calendar month, three of which may be by check. ATM withdrawals are limited to $500 per day.

²To receive the $50 interest credit, you must be a Costco Executive Member at the time you open your account; this must be your first Capital One Direct Banking account of any kind through Costco; and you must fund your account with at least $5,000 within 30 days. The $50 interest credit will be credited to your account as interest income 4-6 weeks after you fund your account.