■ Flood protection
AS WEIGHT ISSUES CONTINUE to be at the
forefront of America’s health concerns, it is important to understand serving sizes and how they affect
you, according to The New York Times. For the
average person, a 2,000-calorie daily intake is more
than sufficient to get the nutrients required for a
healthy diet. What is misleading is that the portion
sizes listed on food packaging often make average
consumers think they have consumed only one
serving (with, say, 200 calories), when in reality
they likely ate three or four servings (and consequently three or four times the calories).
Because it is not realistic for most people to eat,
for example, eight potato chips per serving, the U.S.
Food and Drug Administration (FDA) is encouraging manufacturers to make the portion sizes listed on
food packaging more realistic and thus a more accurate depiction of how many calories are actually
being consumed. Manufacturers are reluctant to do
this, as they know the average consumer might think
twice before eating as much and/or buying as much.
Be informed! Make sure you read the label to
find out how many ounces are in the product you
have purchased, and then take that into account
when figuring out serving sizes and calories. If the
serving size is 1 ounce, inform yourself as to how
much (or little) that actually is. Yes, this might take a
few more minutes at the grocery store, but it could
also mean a few extra inches off your waistline—just
in time for bathing-suit season.
For more information regarding the FDA’s new
www.fda.gov and enter “serving sizes” in
the search box.
MY HUSBAND and I purchased a Carnival Cruise
trip along with travel insurance for a vacation in late
December. Weeks before it
was to set sail, my husband
had discomfort in his
knees. We had to cancel our
cruise due to his injury, and
even though we never used
the travel insurance policy,
the company refuses to
return any money. The
insurers said in order to
get any money we needed
to have a medical examiner
check out my husband’s
knees. We are upset
because this was noted in
very small type in the policy brochure but could easily be overlooked. We feel
taken advantage of!
Los Angeles, California
In many parts of the world, springtime means rain,
and sometimes it means a lot of it. In fact, floods and
flash floods are the most common natural disasters,
occurring in all 50 states. So how does this affect you
as a home or business owner?
First and foremost, contact your home or business owner’s insurance provider and make sure that
floods are covered in your policy. Most of the time,
disasters such as floods are considered acts of God,
and therefore are not covered. You may need separate
disaster insurance to cover you in the event of a flood.
Make sure your roof is always up to code and
leak-free. While floods are ground-level water, they
are usually caused by rain; taking extra-special care
of your roof will help to prevent an attic flood.
Keep your windows up to code and leak-free,
particularly if your basement has ground-level windows. The better the quality of your windows, the
better your protection against rising waters.
One of the easiest ways for water to enter a home
or business is through the bottom of ground-level
doorways. Oftentimes, home or business owners are
not aware of these openings. Several companies sell
special rubber seals, similar to weather stripping,
that can prevent water from entering doors.
When flood damage and water entry are inevitable, take all valuables and important items that
could be destroyed by water and move them to the
upper levels of your home or business.
If your home or business does not have an attic
and/or second story, wrap these most
precious items, place them in watertight plastic containers and put the
containers on the highest shelves in
Do your research on different
products that are marketed particularly for blocking water entry.
The most common (and
usually most accessible) are
sand bags, which can be
purchased in a number
of locations, particularly
during flood season.
Because every city
and state in the U.S. is
different, research your
specific area to find out
are right for you.
For more information, visit the Web sites
of the Federal Emergency
the Red Cross (
© 2010 FIGHT BACK! INC. ALL RIGHTS RESERVED.
David Horowitz is a leading consumer advocate
www.fightback.com). He is a frequent guest on
radio and television stations. Consult your local
listings for dates and times.
The travel insurance
More in archives
company is in the
right because it
is expected that
users read all
company said it
returning the cost if
you had a medical
examiner fill out a form
to support the claim. I
suggest you write a let-
ter to the president of
the insurance company
and point out the facts
and then ask them to
return at least a portion
of the cost. I also suggest
you contact the California
Department of Insurance
with your complaint to see
if the insurance company’s
denial is correct.
On Costco.com, enter
“Connection.”At Online Edition,
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