EACH DAY, about 77 people in the U.S.
receive organ transplants; 19 others die
because of the shortage of donated organs.
Each organ and tissue donor saves or
improves the lives of as many as 50 people.
What can be donated
■ Organs ■ Tissue ■ Stem cells
■ Blood ■ Bone marrow
Types of donation
■ Organ and tissue donation from
■ Donation after brain or cardiac death
■ Whole-body donation
Who can donate
■ Most people can donate.
■ You are never too old.
■ Medical conditions don’t necessarily
rule you out.
Steps to become an organ donor
■ Register with your state donor
registry, if available.
■ Designate your decision on your
■ Sign a donor card and carry it with you.
(Download printable cards at
■ Talk to those closest to you about your
decision to be an organ donor. They can
serve as your advocate and may be asked
to give consent or provide information to
the transplant team.
Families of organ donors often report
that knowing lives have been saved helped
them cope with the loss of their loved one.
To learn more, visit
Are you an
Tackling cystic fibrosis,
one day at a time
CYSTIC FIBROSIS IS a genetic
disease that causes chronic
and fatal lung infections and
interferes with digestion.
The life expectancy for children born with cystic fibrosis
(CF) is their mid-30s. So when
Royal Oak, Michigan, Costco
members Laura and Joe Bonnell
discovered that not just one,
but both of their daughters had
CF, it was devastating.
“Molly [now 15] was
three months old when she
was diagnosed,” says Laura
Bonnell. “She trembled when
she ate—she was actually
starving because she was not
getting the protein and fat she needed
to live and grow.”
When Emily, now 13, was born, she
too tested positive for CF. Bonnell says,
“If you’re a carrier, there is a one in four
chance with each pregnancy that your
child will be born with CF.”
In 2003, Laura began distributing
Portraits of Cystic Fibrosis, a 16-month
calendar that features pictures of and
inspirational quotes from CF sufferers
from all walks of life. The 2011–12 calen-
dar has just been released, and features
Emily (left) and Molly on the cover. The
calendars can be ordered through The
Bonnell Foundation: Living with Cystic
MAUREEN ELECTA MONTE
Laura created in 2010 to help parents
of CF families, fund research for CF and
offer scholarships (for lung transplants
and/or insurance costs) and help with
the pervasive associated medical costs.
“Between Molly and Emily, they
have had five sinus surgeries, nine PICC
[IV] lines, countless stomach issues and
I’ve lost track of how many cases of
pneumonia,” says Laura. “But the girls
are amazing. They are both so brave and
in charge of their lives.
“The girls are the best thing that
ever happened to us,” she continues.
“We appreciate every day because of
them. We are fighting for their lives, and
the lives of everyone with CF.”
—T. Foster Jones
YOUR HEALTH CARE PLAN
By Diane Neubauer
FOR MANY PEOPLE it’s
that time of the year
again: annual benefits
enrollment. This is a good
time to review your current benefits elections and consider your
needs for 2011.
The following steps can help you make
informed benefits decisions.
■ Examine your current benefits elections.
■ Assess your healthcare needs by
reviewing your year-to-date medical, dental
and/or vision explanation of benefits.
■ Understand your 2011 options, including any changes: covered services,
deductibles, co-insurance and coordination
■ Compare your current health plan to
any other plan that might be available to
you—for instance, does your spouse’s plan
provide better pricing or options?
■ Consider enrollment in a voluntary
benefits plan such as life, disability or long-term-care insurance.
■ Don’t pass up available tax savings—
investigate options under a healthcare,
dependent-care and/or transit flexible
■ Take advantage of the resources
and tools provided to you by your healthcare provider.
Many employer-sponsored plans are
paid in part by the employee through a
Section 125 “cafeteria” plan, an Internal
Revenue Service (IRS)–regulated plan that
allows you to choose from a menu of avail-
able benefits while offering the advantage
of reducing your taxable income through
pretax payroll deductions. Under this type
of plan, benefit elections generally remain
in effect for the plan year. In addition, the
IRS requires companies to maintain cer-
tain eligibility rules, including timely enroll-
ment in the plan, so be sure to enroll
within the specified timeframe.
Diane Neubauer (diane@distinguished
resources.com) is an independent human-resources consultant with more than 20
years of business experience.