Costco Connection - June 2011

Get PAid. twice.

interestPlus Online sAvinGs

10% BOnus

Source: Informa Research Services, Inc.

1.15 APY1 %

Exclusive savings rate for Costco members

Plus10% bonus2

paid quarterly on interest earned

... and up to $603

Costco Member Incentive when you open your first Capital One® deposit account through the Costco program

OPen Online!

visit costco.com and search: interestPlus36

Questions? call 1-866-551-1424.

This;Capital;One;Bank®;deposit;product;is;offered;by;Capital;One;Bank;(USA),;N.A.,;member;FDIC.;May;not;be;combined;with;any;other;offers.;You;must;be;a;current;Costco;member to;take;advantage;of;this;offer.;Terms;and;conditions;of;this;offer;may;change;at;any;time.;The;amount;of;the;bonuses;and;incentives;may;be;reported;to;the;IRS;as;required;by applicable;law.

1;Annual;Percentage;Yield;(APY);in;effect;as;of;3/30/2011.;1.15%;APY;applies;to;account;balances;of;$0.01;or;more.;Rates;are;variable;and;may;change;at;any;time.;Minimum deposit;required;to;open;the;account;is;$5,000.;Withdrawals;by;online;transfer;are;limited;to;six;per;calendar;month.;This;account;offers;electronic;statements;only.

2;Each;quarterly;bonus;will;be;equal;to;10%;of;the;interest;earned;on;this;account;in;the;previous;quarter.;In;order;to;be;eligible;to;receive;this;bonus,;your;InterestPlus;Online;Savings account;must;be;open,;and;you;must;maintain;an;average;monthly;balance;of;at;least;$10,000;in;this;account;every;month;during;the;previous;quarter.;The;bonus;will;be;paid;to;your InterestPlus;Online;Savings;account;within;4-8;weeks;after;the;end;of;each;quarter;and;will;be;reflected;on;your;statement.

3;To;receive;a;Costco;Member;Incentive,;you;must;be;a;current;Costco;member;at;the;time;you;open;your;account.;This;must;be;your;first;Capital;One;deposit;account;of;any;kind through;the;Costco;program;and;you;must;fund;your;account;with;at;least;$5,000;within;30;days;of;account;opening.;The;applicable;member;incentive;will;be;credited;to;your account;4-6;weeks;after;you;fund;your;account;and;may;occur;as;two;partial;credits.;Please;keep;this;incentive;disclosure;for;your;records.

4;Data;as;of;3/28/2011,;Informa;Research;Services,;Inc.,;Calabasas,;CA,;www.informars.com,;based;on;balance;of;$5,000.;Although;the;information;has;been;obtained;from;various institutions,;the;accuracy;cannot;be;guaranteed.