COSTCO MORTGAGE & REFINANCING PROGRAM
Low rates. Small fees.
BANK OF AMERICA®
$750 for Gold Star/Business Members
Save up to $5,000 over the typical life of the loan†.
Costco members choose from a select group of 10 lenders who commit to providing
competitive rates and low fees.
GET A NO-OBLIGATION QUOTE ONLINE. Go to Costco.com and search: MORTGAGE. To receive a real-time quote on your mobile device, text RATES to 71034. Message and data rates may apply.
General Program Disclosures: Services are provided by First Choice Bank, a Ne w Jersey state-chartered bank; First Choice Bank is registered or exempt from state licensing in the states it originates mortgage loans.
Must be a Costco member to participate in the Costco Mortgage Program.
* Lender fees for Bank of America and Wells Fargo are provided by Informa Research Services, Inc. on Nov. 15, 2011. Source: Informa Research Services, Inc., Calabasas, CA. www.informars.com. Although the
information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. Bank of America is based on a loan amount of $250,000 and an APR of 4.19%. Wells Fargo is based
on a loan amount of $250,000 and an APR of 4.051%. Bank of America and Wells Fargo are trademarks of Bank of America and Wells Fargo respectively. Fees were accurate as of Nov. 15, 2011.
**Lender fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other such fees in which
the lender does not pro;t and which are passed directly through to the borrower. Fees are set forth on the Lender’s Good Faith Estimate. For information on what is included in Lender Fees through the Costco
Mortgage Program visit www.costco; nance.com.
† Estimated savings are calculated over a 7-year period and are based on a comparison of lender fees, rates and points expressed as an Annual Percentage Rate (APR) of 4.125% for a $250,000 30-year ;xed
rate loan with a LTV- 80, comparing loans obtained by Costco members through First Choice Lenders from Dec. 1, 2010, to May 31, 2011, to the APR average of national mortgage lenders in a comparative study
conducted by Informa Research Services, Inc. Individual savings may vary. 12EX0306 11/11