Required documents for
a mortgage application
To learn more about our complete suite of Costco services, click on the “Services” link at Costco.com or call toll-free 1-800-220-6000.
POWER USER OF THE MONTH
MANY COSTCO MEMBERS use multiple
Costco services. The Connection wants to
hear from “power” users—members using
more than five services—to learn what they
think of Costco services.
Mike Parsa of Studio City, California, has
been a Costco member since the early ’90s.
He shops at the Van Nuys Costco and uses
Costco Business Delivery regularly for his
property management business.
Parsa currently uses seven services avail-
able for Costco members through third-party
providers, including credit-card processing,
business phone, online investing, payroll,
health insurance, checks, Web design and
identity protection. Here’s what he had to say:
“I’m a big fan of everything Costco.
Good services, great pricing: That’s the bot-
tom line. I know if it has Costco’s name on it,
it’s trusted. If there’s a problem, Costco will
Be smart if you’re in an auto accident
YOU’D BE SURPRISED how often a mortgage application is delayed by incomplete
documentation. To prepare you for a speedy
mortgage process, Costco Mortgage Services
has supplied the following checklist of typically required documents.
Complete tax returns for past two years,
including all pages and schedules
W- 2 forms for past two years
Most-recent pay stubs, covering two
months and with year-to-date earnings
Most-recent bank statements, covering
two months and including all pages—
even the blank pages (lender will likely be
required to ask for an explanation of any
Most-recent statements for any other
assets, covering at least two months
Existing mortgage payment statement
Copy of the declaration page of home-
owners’ insurance along with a paid receipt
Legible copy of photo identification such
as a driver’s license or passport
Copy of an original Social Security card
Copy of purchase and sale agreement
For additional information about Costco
Mortgage Services, visit Costco.com and
THE SHOCK OF an auto accident
can leave a person feeling frantic
and confused, but your smart-
phone can be a huge help.
Consider these tips from
Ameriprise Auto & Home
• Assess your own condi-
tion. If you are uninjured and the
scene is safe, determine if there
are other injured persons and
use your smartphone to con-
tact 911/emergency services if necessary.
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TUV PQRS WXYZ
• Use your smartphone to record the
names, addresses, phone numbers and insur-
ance information of all parties. Also collect
contact information for any witnesses.
does your payroll
2012 IS THE last year to qualify for the full
$44,000 in federal stimulus money that eligi-
ble health practitioners can earn for imple-
menting an electronic health records (EHR)
system. Documenting meaningful use with a
certified EHR system is required at least 90
days prior to the end of 2012.
To learn about the exclusive Costco
member pricing on an EHR and practice-management solution that includes Allscripts’
My Way, call toll-free 1-877-347-6114, or visit
Costco.com and search “EHR1.”
EHR stimulus deadline near
IF YOU OPERATE a small business, you probably have heard of QuickBooks for business
accounting. Now Costco members can save up
to 25 percent when they buy QuickBooks
Online with Payroll.
• Organize your business finances all in
• Manage paychecks, W-2s and payroll
liabilities, all calculated and prepared instantly,
with guaranteed-accurate tax calculations.
• Get online access anytime and anywhere, using either a Web browser or the free
iPhone app for on-the-go payroll.
• Process payroll for up to 10 employees
with no additional monthly charge, and just
$1.25 per month for each employee over 10.
• Reach world-class QuickBooks Online
Payroll support via chat or phone.
A free 30-day trial of QuickBooks Online
is available to Costco members. Go to Costco.
com and search “QBUP,” or for more information call toll-free 1-800-624-0745.
All services are provided by third parties, may not be available in all areas and are subject to change without notice. Some restrictions apply. See “Services” at Costco.com for applicable terms and conditions.