COSTCO MORTGAGE & REFINANCING PROGRAM
MEMBERS ARE TALKING.
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“Hyperspeed closing! Great service!” John S. · Orlando, FL
“This process was ve done a few re;’s over
has been the easiest. Ryan & Anna R. · St. “I truly appreciate all of their professionalism
and the way they worked through any
problems that came up, answered all of
my questions, understood what I was
asking, and got this re;nance closed in a
very short time.” David M. · El Monte, CA e process was done
s and very few phone
t exactly what I was
an half of what Wellstimated.”
timated.” allas, TX “I was worried because there was not
face to face interaction but my fears were
put to ease. Service was great and there
were never issues in communication. I was recommended the program
from my brother and sister-in-
law. I had just as great of an
experience as they did. I would
recommend it to anyone!” Kaylee P. · Citrus Springs, FL “I was worried because there was not
face to face interaction but my fears were “Our re;nance was a breeze. It’s the ;rstime we have closed in our home and
ime we have closed in our home and
that was a very nice way to do it. Couldn’t “I was worried because there was not face
to face interaction but my fears were puto ease. Service was great and there
o ease. Service was great and there were
never issues in communication. Fantastic!” Ryan & Anna R. · St. Paul, MN “This has been one of the MOST pleasant experiences.
My loan of;cer was easy to work with, very knowledgeable,
solved issues quickly and I felt I could trust him!” Diana S. · Anaheim, CA “I truly appreciate all of their professionalism
and the way they worked through any
problems that came up, answered all of
my questions, understood what I was
asking, and got this re;nance closed in a
very short time.” David M. · El Monte, CA “I just wanted to let you know that it was a pleasure
doing business with you. You ans wered all of our
questions and concerns promptly and professionally.
This loan is the most pleasant we have experienced.
I attribute that to dealing with such a pro;cient and
capable consultant. Thank you for everything.” Teresa R. · Lawrence, MA
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“I am extremely pleased with everyone that I spoke with during the process of re;nancing my home. Everyone cared about me as a customer and they were there to help me! It was wonderful, I felt like a person and not just another ;le
“Ijustwantedtoletyouknowthatitwasapleasure doingbusinesswithyou.Youansweredallofour
questionsandconcernspromptlyandprofessionally.
Thisloanisthemostpleasantwehaveexperienced.
Iattributethattodealingwithsuchapro;cientand
capableconsultant.Thankyouforeverything.” TeresaR.·Lawrence,MA “I truly appreciate all of their professionalism
and the way they worked through any
problems that came up, answered all of my
questions, understood what I was asking, and
got this re;nance closed in a very short time.” David M. · El Monte, CA
with the Costco Mortgage Program. All of the lenders we selected called us within
just a fe w hours. All of the calls between
us and the loan of;cer were professional
“I truly appreciate all of their professionalism
and the way they worked through any
problems that came up, ans wered all of my
questions, understood what I was asking, and
got this re;nance closed in a very short time.” David M. · El Monte, CA
Great support! My questions were always answered in a timely manner. There was once when I had to leave a message but my loan of;cer called me back within 30 minutes! FANTASTIC! Thank you guys.” Kaylee P. · Citrus Springs, FL
“Our re;nance was a breeze. It’s the ;rstime ime we have closed in our home and
that was a very nice way to do it. Couldn’t have been easier. The rate is great and the
fees are fair.” Tim D. · Cedar Rapids, IA “I truly appreciate all of their professionalism “Thank you again for all of your hard work!
We love our ne w home, and you can be
certain I will refer the Costco Mortgage
and very helpful. THANK YOU!”
Jim & Karen B. · Omaha, Nebraska
“Very smooth and VERY fast! I have already recommended the program to many of my
friends and family.” Mario G. · Damascus, MD
facetofaceinteractionbutmyfearswere puttoease.Servicewasgreatandthere
wereneverissuesincommunication.
Fantastic!” Ryan&AnnaR.· St.Paul,MN Kaylee P. · Citrus Springs, FL puttoease.Servicewasgreatandthere
wereneverissuesincommunication. Ryan&AnnaR.· St.Paul,MN on a desk.” Kenny L. · Dallas, TX I was recommended the program
from my brother and sister-in-
la w. I had just as great of an
experience as they did. I would
recommend it to anyone!” “Ijustwantedtoletyouknowthatitwasapleasure
doingbusinesswithyou.Youansweredallofour
questionsandconcernspromptlyandprofessionally. TeresaR.·Lawrence,MA “I felt like a VIP customer.
While our service at other
banks with past mortgage
applications has been adequate,
this has set a new standard of
customer service for us.” Michelle B. · Cleveland, OH
Tim D. · Cedar Rapids, IA Fantastic!” Ryan&AnnaR.· St.Paul,MN were never issues in communication.
and the way they worked through any problems that came up, ans wered all of my questions, understood what I was asking, and got this re;nance closed in a very short time.” David M. · El Monte, CA fees are fair.” have been easier. The rate is great and the put to ease. Service was great and there
“I just wanted you to know how smooth the whole process went, from the
application to the closing. It was a
totally painless process. THANK YOU!” George S. · Altanta, GA
Program to anyone I know that is looking for a mortgage.”
“My wife and I are very pleased. We can’t say enough positive things about the whole process. The loan went quicker and smoother than we expected.” Anthony G. · Los Angeles, CA
Save up to $5,000 over the typical life of the loan†.
Visit Costco.com and search: MORTGAGE.
Text RATES to 71034 for real-time rates. Data rates may apply.
General Program Disclosures: Services are provided by First Choice Bank, a New Jersey state-chartered bank; First Choice Bank is registered or exempt from state licensing in the states it
originates mortgage loans. Must be a Costco member to participate in the Costco Mortgage Program.
† Estimated savings are calculated over a 7-year period and are based on a comparison of lender fees, rates and points expressed as an Annual Percentage Rate (APR) of 4.125% for a $250,000
30-year ;xed rate loan with a LTV- 80, comparing loans obtained by Costco members through First Choice Lenders from Dec. 1, 2010, to May 31, 2011, to the APR average of national mortgage
lenders in a comparative study conducted by Informa Research Services, Inc. Individual savings may vary. 12EX0520 1/12
