HARRIS FLOTEBO TE
To learn more about our complete suite of Costco services,
click on the “Services” link at Costco.com or call toll-free 1-800-220-6000.
Costco floats your boat
COSTCO MEMBERS CAN now take advantage of big savings on pontoon boats from
industry leader Harris FloteBote. Other than
being big-time fun, pontoon boats are
extremely versatile and can be used for a variety of purposes, including fishing, tubing,
waterskiing or lounging on the water. Their
open design provides more seating for passengers than a similar-size sport boat.
Based in Fort Wayne, Indiana, Harris
FloteBote has been making pontoon boats
since 1956, and currently offers models rang-
ing from 20 to 27 feet in length.
OBTAINING AN ACCURATE appraisal is a
critical part of any home loan or refinance.
Recent regulations limit lenders from selecting and communicating with appraisers,
prompting homeowners to take an active
role facilitating and monitoring the appraisal
The following tips from Costco Mortgage
Services may prove helpful.
• When the appraisal management company notifies you with the name of the
appraiser assigned to your loan application, be sure to obtain the appraiser’s contact information, including phone numbers
and email address.
• Don’t wait for the appraiser to call you; be
proactive and schedule an appointment.
• Determine if the appraiser has a good
understanding of the neighborhood.
• Point out unique features that you feel add
value to your home and distinguish it from
comparable homes in the area.
• If the appraised value comes in lower than
you expected, review it carefully and make
sure the comparable homes cited are current. Be prepared to suggest other comparable homes that you believe are more
To learn about the mortgage and refinancing services available through Costco,
go to Costco.com and search “mortgage.”
Easier payroll access
via mobile app
IN TUIT PAYROLL
NOW COSTCO MEMBERS can access and run
Intuit Online Payroll right from their smart-
phones (iPhone or Android) with a free mobile
application, IOP Mobile. It’s the easiest way to
run your payroll because the data
automatically syncs with your
Intuit Online Payroll account.
So even if you’re stuck in
traffic, at your kid’s soccer game
or on the golf course, a few
simple clicks are all you need
to get your employees paid.
For more information
about Intuit Online Payroll or
to get the free app for your
existing account, go to
Costco.com and search
Mobile app for credit
NEW FROM ELAVON, Costco’s merchant credit
card processing provider, Virtual Merchant
Mobile offers a smartphone application that
enables a business owner to securely accept
payment virtually anytime and anywhere.
It works with many types of smartphones—Android, Apple and Blackberry—
regardless of the wireless provider. The merchant just swipes the card through a Magtek
reader to complete the purchase.
In addition to being convenient, it’s a
money-saver, eliminating the expense of dedicated phone lines and other equipment to
To learn how Virtual Merchant Mobile can
enhance your business, call toll-free 1-800-616-
1935 and refer to source code 83200, or go to
Costco.com and search “merchant.”
401(k) for any-size
A NEW GENERATION of 401(k) plans makes
it affordable for any size business to offer its
employees a low-cost retirement savings
solution. Intuit and Costco have teamed up
to offer such a plan with Intuit 401(k), starting as low as $69 per month with savings of
up to 60 percent compared to other providers. And no company is too small.
Small businesses may also benefit from
tax incentives related to a 401(k):
• Plan startup tax credit. This is a special
tax credit of $500 per year for the first
three years of the 401(k) plan’s operation.
• Employer matching. This is a tax-deductible
expense—not required in a 401(k) plan, but
a way to reward employees and save taxes.
• Personal income taxes. Small-business
owners and employees can save up to
$5,000 in federal income taxes if they
participate, and their retirement money
grows tax free.
For more information, go to Costco.com
and search “Intuit401k,” or call toll-free