TO CHOOSE YOUR NEXT MORTGAGE.
Save up to $5,400 over the typical life of the loan*.
Lender fees for Executive Members are capped at $600*.*
Visit Costco.com and search: MORTGAGE.
Scan or click this ad for more information (see page 5).
General Program Disclosures: Costco Mortgage Program is provided and operated by First Choice Loan Services, Inc. (NMLS# 210764), located at 500 Campus Drive, Suite 102, Morganville,
NJ 07751, a wholly owned subsidiary of First Choice Bank (NMLS ID# 177877), a New Jersey state chartered bank; First Choice Bank is registered or exempt from state licensing in the states it
originates mortgage loans. You must be a Costco member to participate in the Costco Mortgage Program. First Choice Loan Services, Inc. is not an agency of the federal government or the HUD/
FHA. First Choice Loan Services, Inc. has no af;liation with First Choice Bank, chartered and located in California.
* Estimated savings are calculated over a 7-year period and are based on a comparison of lender fees, rates and points expressed as an Annual Percentage Rate (APR) of 4.125% for a $250,000
30-year ;xed rate loan with a LTV- 80, comparing loans obtained by Costco members through First Choice Lenders from Dec. 1, 2010, to May 15, 2013, to the APR average of national mortgage
lenders in a comparative study conducted by Informa Research Services, Inc. Individual savings may vary based on credit score, LTV, location and loan amount.
Lender Fees include application, commitment, under writing, processing fees or similar fees and DO NO T include third party fees, such as title insurance, appraisal, tax service, escrow and other
such fees in which the lender does not pro;t. All fees are clearly detailed in the Good Faith Estimate provided by lender. 13EX0914 5/13
Costco Services: Mortgage – Purchase & Re;nancing