Costco Services: Mortgage – Purchase & Re;nancing
WE’RE MAKING HEADLINES
FOR OUR MORTGAGE RATES AND SAVINGS!
SAVE UP TO
over the typical life of the loan*.
General Program Disclosures: Costco Mortgage Purchase & Re;nancing is provided and operated by First Choice Loan Services, Inc. (NMLS# 210764), located at 500 Campus Drive, Suite 102,
Morganville, NJ 07751, a wholly owned subsidiary of First Choice Bank (NMLS# 177877), a New Jersey state chartered bank; First Choice Bank is registered or exempt from state licensing in the
states it originates mortgage loans. You must be a Costco member to participate in the Costco Mortgage Program. First Choice Loan Services, Inc. is not an agency of the federal government or
the HUD/FHA. First Choice Loan Services, Inc. has no af;liation with First Choice Bank, chartered and located in California.
* Estimated savings are calculated over a 7 year period and are based on a comparison of lenders fees, rates and points expressed on an Annual Percentage Rate (APR) of 4.125% for a $250,000 30
year ;xed rate loan with a LTV 80, comparing loans obtained by Costco members through First Choice Lenders from Dec. 1, 2010 to May 15, 2013, to the APR average of national mortgage lenders
in a comparative study conducted by Informa Research Services Inc. individual savings may vary based on a credit score, LTV, location and loan amount. The rent vs. buy calculator does not
include local property taxes or homeowners insurance or other potential property fees, e.g. Mello Roos or Homeowners Association Fees.
Lender Fees include application, commitment, underwriting, processing fees or similar fees and DO NOT include 3rd party fees, such as title insurance, appraisal, tax service, escrow and other
such fees in which the lender does not pro;t and are passed directly through to the borrower. All fees are clearly detailed in the Good Faith Estimate.
Visit Costco.com and search: MORTGAGE.
Lender fees for Executive Members are capped at $600.**