gender discrimination by their corporate employer
; Investors who were victimized by fraud committed in connection with the purchase or sale of
stocks and other securities
; Homeowners and residents who lose property
value or are adversely affected by a toxic spill in their
; Merchants and consumers who pay inflated
prices for products due to the anti-competitive
activities of large corporations
Critics of class actions accuse some attorneys of
taking advantage of the system by utilizing loop-
holes in the law so they can file unnecessary claims.
While this is an ongoing discussion in regard to
class actions, there are attorneys who advocate on
behalf of lasting change and are not simply litigating
for the monetary gain.
Something to be aware of in general is that
many companies’ terms and agreements require
that you waive your right to a class action and allow
for arbitration only.
If you receive notice of a
class-action lawsuit, the notice
should contain contact information for class counsel (the
lawyers representing the class)
and claims administration,
useful if you want to understand your rights and the case.
A website that explains the
class action has likely been set
up. The notice will have a
deadline and require accurate
contact information from you
in order to participate. Make
sure you read the notice in its
entirety so you understand it.
A class-action lawsuit, generally, could last three to
If you think you have grounds for a class-action
lawsuit, contacting an attorney who specializes in
class actions is a first step. You can find a suitable
attorney by doing research online or through your
state and/or local bar association. A list of local and
state bar associations is available on the American
Bar Association website, www.americanbar.org. C
This summary of class actions is intended to give
everyday consumers a basic overview of class actions.
It is for informational purposes only and does not
constitute specific legal advice. Fight Back! does not
endorse or oppose legal action.
David Horowitz is
a leading consumer
Horowitz is the
CEO of Fight Back!
and co-founder of
Email David and
Amanda at info@
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Just log on to www.fightback.com or email email@example.com. Questions and
answers of the greatest interest to Costco members will be used in this column
(with the permission of the contributor) and will be posted on www.fightback.com.
© 2014 AMANDA HORO WITZ MEDIA, LLC ALL RIGH TS RESERVED
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professional. We do not assume
any liability or responsibility for
the interpretation, application
or accuracy of any information
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Class actions made simple
YOU’VE LIKELY RECEIVED a notice in the mail
at one time or another that you are a potential member of a class-action lawsuit. You may have wondered what it means and what you stand to gain.
A class action is a type of lawsuit in which the
claims and rights of many people are decided in a
single case. If a group of people has been affected by
the same fraud, defective product, illegal conduct or
deceptive practice of a company or organization, a class
action gives them a solution.
Class actions are one method of
responding to the aforementioned concerns. They allow for
claims to be heard that otherwise would not be because an
individual’s damages outside of
the collective group may be
monetarily too small. And the
cost to litigate an individual
claim would outweigh a possible settlement.
Class actions also provide
an efficient way to conduct litigation because it would be costly and time inefficient for the court, lawyers and parties to try and
defend individual claims. In some instances, a class
action may be the only means an everyday consumer has to remedy injustices committed by a
multimillion-dollar corporation or institution.
Some examples of class-action lawsuits can
include claims by:
; Consumers who purchased the same defective
product or were harmed by a corporation’s unfair
; Patients prescribed a medicine with undisclosed, dangerous side effects
; Employees who were subjected to racial, age or
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