Don’t forget to use your
Reward on your next
trip to Costco.
To learn more about our complete suite of Costco services,
click on the “Services” link at Costco.com or call toll-free 1-800-220-6000.
Terms and conditions apply. See “Services” at Costco.com for details. All services are provided by third parties and may not be available in all areas. Services and offers are subject to change without notice.
WINTER TRAVEL ADDS extra hazards to
everyday driving. While snow- and ice-related dents and dings are immediately
noticeable, road salt damage to cars is a
culprit that silently assaults all winter
long. Without proper maintenance, road
salt damage can rust
your vehicle. These
tips, courtesy of dmv.
org, can help you
prevent rust damage.
; Keep the floors
of your car clean
and dry to prevent
the slush and salt
on your shoes from
creating floor rust.
Installing heavy rubber floor pads
; After driving, carefully remove any
snow that accumulated behind the wheels.
; Run your car through the car wash
as often as possible during the winter,
cleaning rust-sensitive spots such as the
hood, top and rear deck. Salt often settles
in these locations. Car wash steam and
undercarriage cleaning can also be
helpful in preventing rust damage
under your vehicle.
; After each
wash, rewax and
reseal your vehicle.
For other helpful
tips for drivers, go to
costco and see the
Learning Center. And
while road salt dam-
age is not covered by
insurance policies, Ameriprise wants you
to be sure that you have the right protec-
tion for your needs. Go to Costco.com and
search “protect” to learn more about
Ameriprise Auto & Home Insurance.
IF YOU WRITE checks for personal purposes,
think about getting a set of charitable checks
the next time you’re ready to reorder. Many
organizations participate in charitable check
programs, including the following.
National Parks checks feature stunning
images of some of the most iconic spots
in national parks around the
Southwest and West
Coast, including the
Grand Canyon, Zion,
Yellowstone and many
more. Four percent of
the National Parks checks’
retail price goes to the
National Parks Foundation. All National Parks
checks are printed on recycled paper with
ASPCA Cats and Dogs
There are charitable checks for both cats
and dogs, with 6 percent of the purchase
going to American Society for the Prevention
of Cruelty to Animals
(ASPCA). The checks
scenes of felines and
canines, which will
put a smile on your
face whenever and
spending your money.
ASPCA checks are printed with soy-based inks on recycled paper that contains
as much as 30 percent post-consumer fiber.
Finally, there is no easier way to support
breast cancer awareness and research than
with Pink Ribbon checks. Ten percent of Pink
Ribbon products’ proceeds goes to the Cancer
Therapy and Research Center.
Looking for more charities? Go to
Costco.com, click “Services,” then “Personal
Checks,” then “Inspirational/Cause Related”
to view the selection of cause-related checks.
Time to upgrade
; 575 MILLION CHIP-enabled credit cards
will be issued in the U.S. by the end of 2015,
according to MasterCard.
; According to the Smart Card Alliance, 1. 62
billion Europay, MasterCard and Visa (
EMV)-compliant cards are already in use globally.
Beginning October 2015, any payment-card fraud that could have been avoided
through the use of a smart-chip card terminal
will become an expense to the business, rather
than the credit card issuer. That’s only eight
months away. Are you prepared?
With a smart-chip card terminal, you’ll
be able to help protect and grow your business by accepting smart-chip cards and con-tactless payments like Apple Pay™, Visa
pay Wave®, MasterPass™ and others. You can
continue to swipe credit and debit cards
AMERIPRISE AUTO & HOME INSURANCE
Checks for causes
Tips for preventing road salt damage
© PAOLO BONA / SHUTTERSTOCK
Yellowstone and many
spending your money.
Payment processing deadline
through the transition to smart-chip cards.
New customers who sign up with Elavon can
get a chip/smart-card/EMV terminal for $99.
To see how to add the proper payment
terminal for your business, call toll-free 1-866-