Don’t forget to use
your Reward on your
next trip to Costco.
To learn more about our complete suite of Costco services,
click on the “Services” link at Costco.com or call toll-free 1-800-220-6000.
Terms and conditions apply. See “Services” at Costco.com for details. All services are provided by third parties and may not be available in all areas. Services and offers are subject to change without notice.
THERE’S MORE TO water than meets the
eye—especially as it relates to various bodily
processes and daily activities. Here’s a quick
refresher on water’s critical role in keeping
you on top of your game and some compelling reasons to choose bottled water as your
primary source for the good stuff.
• The Mayo Clinic cautions that lack
of water may make you tired.
• Water helps protect body organs
• Water may help to remove waste
from your body.
• Some dispensers feature hot
water for instant and convenient
food and drink preparation.
• Bottled water is
strictly regulated by
the Food and Drug
requirements that can be
more stringent than those
for tap water sources.
DS Services’ bottled
water delivery plan from
Costco Services includes
delivery of 5-gallon bottles to your home or office
with a minimum of three
bottles every four weeks.
Convenient and affordable three-bottle plans
start at $15.99 per four-week billing period
for Executive members.
For more information, including specific
terms and conditions, visit costcowater.com.
ACCORDING TO THE Association of
Certified Fraud Examiners, fraud affects
nearly a third of all small businesses, a higher
fraud rate than for larger companies. Signs of
fraud are not always obvious, and cleaning up
afterward is never as easy as taking steps to
prevent fraud from occurring in the first
place. Here are some things you can do.
• Always use up-to-date security software and encryption to protect computer systems with business and customer data.
LARGE;SCALE DATA breaches are in the
news lately and may leave you wondering
about the security of your personal information. Checking credit card statements frequently may help alert you to credit card fraud
but will not help you monitor for identity theft.
Here are some signs you may be an identity theft victim:
• You receive emails from companies you
know that look suspicious or request your
personal information. Do not click on links
within an email.
• Medical providers bill you for services
you didn’t receive.
• Debt collectors call you or send you
collection letters about debts that aren’t yours.
• The IRS notifies you that several tax
returns were filed under your name.
Rather than constantly checking all of
Avoiding business fraud losses
Building a water-
tight case for H2O
your financial connections, you might want
to consider enrolling in an ongoing credit and
identity monitoring service that will send you
prompt alerts when certain changes occur so
you can take appropriate action.
Costco Services offers a service from
Identity Guard® called Total Protection®. You
get access to your credit report and scores,
credit and Social Security number monitoring with alerts, $1 million identity theft insurance in case you become a victim of identity
theft, access to Victim Recovery Service
agents and a public record report from more
than 400 sources. And Costco members
receive exclusive pricing discounts for Identity
Guard Total Protection, and monitoring for
identity theft for a child at an additional cost.
Go to Costco.com and search “my identity” for more information.
5months left Upgrade to smart-chip card technology by October 2015
Payment processing deadline
How will I know if I am a
victim of identity theft?
• Carefully monitor all business financial
and credit accounts, including your business
financial and credit report.
• Process transactions using a smart-chip/EMV terminal. Smart-chip/EMV cards
contain an embedded chip capable of more
sophisticated security than a traditional mag-netic-stripe card and cardholder validation
Starting October 1, 2015, if your business
accepts and processes a counterfeit transac-
tion on a non-smart-chip/EMV-enabled ter-
minal, the liability for that transaction is
yours, not the card issuer’s. Check with your
payment-processing provider today to find
out about the proper equipment needed.
If you’re an Elavon subscriber, or are
looking for a payment-processing provider,
go to costcopaymentprocessing.com.
food and drink preparation.