General Program Disclosures – Purchase & Re;nancing is provided and operated by First Choice Loan Services Inc. (NMLS# 210764), located at One Tower Center, Floor 18, East Brunswick, NJ 08816, a
wholly owned subsidiary of First Choice Bank (NMLS# 177877), a New Jersey state chartered bank. First Choice Loan Services Inc. is registered or exempt from state licensing in the states it originates
mortgage loans. Costco and its af;liates do not negotiate, arrange or make mortgage loans or lines of credit. You must be a Costco member to participate in the Mortgage Program. First Choice Loan
Services Inc. is not an agency of the federal government or the HUD/FHA. First Choice Loan Services Inc. has no af ;liation with First Choice Bank, chartered and located in California. Licensed by the N. J.
Department of Banking and Insurance. AZ BK# 0918586. 9/1/2015
*Disclaimer: The estimated savings statement is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home purchase in the State of California with a Loan-To-Value of 80%, Loan Amount= $250,000, Single Family, Primary Residence, FICO= 720, Term= 30yr as of 3/17/2015. Average Executive Membership level savings is $6,420, which includes the lender fees savings
as of 3/17/2015, as compared to an average of national mortgage lenders in a comparative study conducted by Informa Research Services Inc. Individual savings may vary based on credit score, Loan-To-Value,
location, Costco membership level, and loan amount, and are subject to loan requirements and approval. 7/22/2015 SVC000027 0815
PURCHASE & REFINANCING
HOME BUYING 101 – LEARN FROM THE PROFESSIONALS.
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COSTCO EXECUTIVE MEMBERS COULD SAVE AN AVERAGE
OF $6,420 OVER THE TYPICAL LIFE OF THE LOAN.*