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General Program Disclosures – Mortgage: Purchase & Re;nancing is provided and operated by First Choice Loan Services Inc.
(NMLS# 210764), located at One Tower Center, Floor 18, East Brunswick, NJ 08816, a wholly owned subsidiary of First Choice Bank
(NMLS# 177877), a New Jersey state chartered bank; First Choice Bank is registered or exempt from state licensing in the states
where it originates mortgage loans. Costco and its af;liates do not negotiate, arrange or make mortgage loans or lines of credit. You
must be a Costco member to participate in the Mortgage Program. First Choice Loan Services Inc. is not an agency of the federal government
or the HUD/FHA. First Choice Loan Services Inc. has no af;liation with First Choice Bank, chartered and located in California. Licensed by the
N.J. Department of Banking and Insurance. AZ BK# 0918586. 9/1/2015
*Disclaimer: The estimated savings statement is calculated over a 7-year period utilizing the following loan scenario and includes both interest
and fees savings: home purchase in the state of California with a Loan-to-Value of 80%, Loan Amount = $250,000, Single Family, Primary
Residence, FICO = 720, Term = 30 yr. as of 9/8/2015. Average Executive Membership level savings is $5,912, which includes the lender fees
savings as of 9/8/2015, as compared with an average of national mortgage lenders in a comparative study conducted by Informa Research
Services Inc. Individual savings may vary based on credit score, Loan-to-Value, location, Costco membership level, and loan amount, and are
subject to loan requirements and approval. 9/8/2015 SVC000027 0116
could save an average
of $5,912 over the
typical life of the loan.*
Purchase & Refinancing
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