The Costco Connection - October 2016

To learn more about our complete suite of Costco services,
click on the “Services” link at Costco.com or call toll-free 1-800-220-6000.

Terms and conditions apply. See “Services” at Costco.com for details. All services are provided by third parties and may not be available in all areas. Services and offers are subject to change without notice.

ServicesUpdateCOSTCO

HOW MUCH DOES life insurance cost?

With a Costco member-only offer, you’ll be surprised at how competitive the rates are through Protective Life. And getting a quote has never been easier.

Protective Life will help you determine how much coverage you may need, based on your family needs.

Several options will be provided to help you choose the coverage that best fits your budget. If you know how much you want, you can get a quote quickly and apply online in minutes.

To get a quote, visit Protective. com/CostcoGetAQuote, or call 1-844-

740-5433.

FROM HEALTH INSURANCE MARKETPLACE

Things to
consider before
open enrollment

OPEN ENROLLMENT for health insurance begins November 1, 2016, and ends January 31, 2017. For a January 1 effective date, members must purchase individual health insurance by December 15, 2016. Business owners can purchase health insurance for their company at any time throughout the year.

Here are some things to consider before choosing a health insurance plan.

• Evaluate your current medical coverage: Do you need to adjust your deductible, co-pay or reimbursement amount?

• Consider adding vision and/or dental coverage for the new year.

• Review and consider if you need to add a health savings account.

• Find out if your prescriptions are still covered in the new year.

• Evaluate your co-pays for doctor visits and prescriptions.

• Ask if your plan will cover mail-order pharmacy items.

• Decide if you want to purchase a plan that offers a wellness benefit—e.g., a gym membership discount.

• Determine the importance of having a telemedicine option included.

• Find out if your current doctor or specialist will still be in network with your current plan, or if you need to find a new plan that covers your current doctor and/ or specialist.

Costco members and business owners can get year-round support from the Health Insurance Marketplace. Licensed experts can answer questions, ensure you get the right plan and assist with billing issues. Go to costcoquote.com/m/OctUpdate for more information, or call 1-866-435-4494.

BREAST CANCER HAS affected the lives of millions of families (see the article on page 69). The only way to fight it is through awareness, research and treatment. This research helps save lives, and one day may stamp out breast cancer for good.

The Pink Ribbons Project (pinkribbons. org) was started in 1995 by two sisters, Susan Rafte and Jane Weiner, after Rafte was diagnosed with the disease. The project grew tremendously and raised awareness of breast cancer, as well as significant funding for research, medication and care. Today, many businesses offer pink-themed products to promote Breast Cancer Awareness Month in October.

Don’t forget to use your Reward on your next trip to Costco.

FROM HARLAND CLARKE

Breast Cancer Awareness:
Pink Ribbon products
for a good cause

Harland Clarke, the company that provides check printing, forms and labels to Costco members through Costco Services, gives 10 percent of all proceeds on Pink Ribbon products to breast cancer research.

Products eligible for the donation are:

• Pink Ribbon checks. These checks come in an understated blue color, with the Pink Ribbon logo in the upper left-hand corner, next to the name. They are personalized and come in a box with five pads, 20 deposit slips and one transaction register.