Services Inc. has no affiliation with First Choice Bank, chartered and located in California. Costco
and its affiliates do not take loan applications, offer, negotiate, arrange or make mortgage loans
or lines of credit. Costco does not guarantee products or services offered by First Choice Loan
Services Inc. Berkshire Bank is an FDIC insured Massachusetts chartered bank. Berkshire Hills
Bancorp (NYSE: BHLB) is the parent of Berkshire Bank.