2016 Insurance Barometer Study, Life Happens and LIMRA
Q: What do you enjoy most about being a member
A: I like people. I like to talk to them. I like to listen to them.
I like to hear their stories. Most satisfying is knowing I
had a part in helping someone during a dif;cult time.
When someone’s lost a loved one, it’s rewarding to
hear we provided an ef;cient and compassionate
experience, and the plan and coverage they selected
did what it was supposed to do.
Q: What’s the most important message you’d like
to share about life insurance?
A: In my 20s, I lost both my parents within three years.
Neither of them had insurance. I scrambled to get
credit cards and take out loans, just to bury them. It
was overwhelming. When I had my own children, I made
sure I had coverage so they could bury me, pay off any
debt and have a little left over to help with expenses.
When I speak with Costco members who are
considering plans, I emphasize that any amount of
life insurance is better than none at all. It’s not about
making your loved ones rich; it’s about protecting them.
To learn more, call 1-844-743-5433. Or, visit
Acceptance for coverage and pricing is subject to eligibility and
underwriting criteria. Member Advantage Life (ICC12-UL22/UL-
22) is a universal life insurance policy issued exclusively to Costco
members by Protective Life Insurance Company (PLICO), Birmingham,
AL. Not available in New York. Policy form numbers, product features
and availability may vary by state. Consult policies for bene;ts, riders,
limitations and exclusions. Up to a two-year contestable and suicide
period. Bene;ts adjusted for misstatements of age or sex. In Montana,
unisex rates apply. Any quote that is present is only an estimate and the
actual premium and rate class will be determined after the underwriting
process is completed. Costco Insurance Agency, Inc. and Costco
Wholesale do not issue, underwrite insurance or pay claims under PLICO
policies. Insurance is underwritten by PLICO. Costco Insurance Agency,
Inc. (CIA), a licensed insurance agent, may receive compensation from
PLICO and/or its af;liates. CIA and their af;liates do not guarantee
the services of any insurance company. PLICO and its af;liates are
separate, independent of and distinct from CIA. CIA is not responsible
for the ;nancial condition or obligations of PLICO. The California license
number for Protective is 07726. The California license number for
Costco Insurance Agency is 0D08407 (CD.549251.02.17). SVC0001390217