*A Costco member who submits an online request using this website ( CostcoFinance.com/VisaGift), completes a mortgage application and
executes and returns their Intent to Proceed between August 1 and August 31, 2017, and subsequently quali;es for, closes, funds and completes
either a purchase or re;nance residential mortgage loan (Home Equity Loans are not eligible) with a Mortgage Service Program for Costco Members
approved lender by 3/31/2018, will receive their choice of a $100 eReward Visa® Virtual Account or a $100 Visa® Reward Card. Instructions for
redeeming the reward account/card will be sent to the email address on ;le within 6 to 8 weeks following the completion and funding of the Costco
member’s loan. Virtual Account issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. Virtual Account is distributed and serviced
by InComm Financial Services, Inc. Virtual Account is subject to Cardholder Agreement. Except where prohibited by law, a Service Fee of $2.50
per month will be applied to the remaining balance of this Virtual Account beginning in the thirteenth (13th) month following the date of activation.
For customer care, balance information or refunds, go to VanillaEReward.com or call 1-844-244-9758. Virtual Account funds never expire. The Visa
Reward Card may be used in the U.S. and District of Columbia and U.S. territories, including PR and USVI, wherever Visa debit cards are accepted.
Terms and conditions apply. See Cardholder Agreement for details. The Visa Reward Card is issued by Metabank® Member FDIC, pursuant to a
license from Visa U.S.A. Inc.
General Program Disclosures – Mortgage lead generation and/or originations are provided by or through Berkshire Bank (NMLS #506896) and
its wholly owned subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18, East Brunswick, NJ 08816.
Berkshire Bank and First Choice Loan Services Inc. are licensed, registered or exempt from state licensing in the states in which they originate
mortgage loans or lines of credit. First Choice Loan Services Inc. is licensed by the N.J. Department of Banking and Insurance. AZ BK #0918586.
Loans in AR, HI, NY and PR are originated by Berkshire Bank. First Choice Loan Services Inc. has no af;liation with First Choice Bank, chartered
and located in California. Costco and its af;liates do not take loan applications, offer, negotiate, arrange or make mortgage loans or lines
of credit. Costco does not guarantee products or services offered by First Choice Loan Services Inc. Berkshire Bank is an FDIC insured
Massachusetts chartered bank. Berkshire Hills Bancorp (NYSE: BHLB) is the parent of Berkshire Bank. SVC000027C 0717
URCHASE & RE
Get started today at
when you close and complete
a residential purchase or
August 1 – 31, 2017.*