Costco Member-Only Offer:
Get $500,000 in coverage for as little as $25.12 per month.
Step One: Compare the costs.
See how we compare to leading life insurance competitors.
Here’s a sample comparison of a 40-year-old male with
$500,000 of coverage for 20 years.
1 Premium based on the first 5 years for a Costco Gold Star or Business Member, 20-year benefit period, $500,000 face value for an eligible 40-year-old male at the select preferred
non-tobacco rate. Monthly premiums for the Member Advantage Life® insurance policy will increase at year six. Face amount listed is for the initial level benefit period. The level
premium period, which begins in year 6, may be extended beyond the initial level benefit period; however, the face amount will begin to decrease annually until it reaches $10,000,
at which point premiums will begin to increase. Actual results will vary based on a variety of factors, including age, gender, health and other underwriting factors. Rates are effective
as of August 7, 2017.
2 Savings based on premium comparisons with leading national and mutual life insurance carriers’ term products. Premiums were compared among the premiums for the first 5 years
of the Member Advantage Life® insurance policy and competitors’ term products with select preferred, non-tobacco underwriting class and a 20-year level benefit period. Rates are
effective as of August 7, 2017.
Acceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life® (ICC12-UL22/UL- 22) is a universal life insurance policy issued exclusively
to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features and availability may vary by state.
Consult policies for benefits, riders, limitations and exclusions. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex
rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Costco Insurance
Agency, Inc. and Costco Wholesale do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO. Costco Insurance Agency, Inc. (CIA), a
licensed insurance agent, may receive compensation from PLICO and/or its affiliates. CIA and their affiliates do not guarantee the services of any insurance company. PLICO and its
affiliates are separate, independent of and distinct from CIA. CIA is not responsible for the financial condition or obligations of PLICO. The California license number for Protective is
07726. The California license number for Costco Insurance Agency is 0D08407. (CD.733343.10.17) SVC000137 1017
Step Two: Get a free quote.
Protective.com/GetCostcoQuote or call 1-844-740-5433.