MORTGAGE: PURCHASE & REFINANCING
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Members could save
an average of $7,707
over the typical life
of the loan.*
*The estimated savings statement is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home
purchase in the state of California with a Loan-To-Value of 80%, Loan Amount = $250,000, Single Family, Primary Residence, FICO = 720, Term = 30yr as of
8/15/2017. Average Executive Membership level savings is $7,707, which includes the lender fees savings as of 8/15/2017, as compared to an average of
national mortgage lenders in a comparative study conducted by Informa Research Services Inc. Individual savings may vary based on credit score, Loan-To-Value, location, Costco membership level and loan amount, and is subject to loan requirements underwriting and approval. Marketing Approval Date 11/1/2017.
General Program Disclosures: Mortgage lead generation, and/or originations are provided by or through Berkshire Bank (NMLS #506896) and its wholly owned
subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18, East Brunswick, NJ 08816. Berkshire Bank and First Choice
Loan Services Inc. are licensed, registered or exempt from state licensing in the states in which they originate mortgage loans or lines of credit. First Choice Loan
Services Inc. is licensed by the N.J. Department of Banking and Insurance, and licensed by the Department of Business Oversight under the California Residential
Mortgage Lending Act. AZ BK #0918586. Loans in AR, NY and PR are originated by Berkshire Bank. First Choice Loan Services Inc. has no af;liation with First
Choice Bank, chartered and located in California. Costco and its af;liates do not take loan applications, offer, negotiate, arrange or make mortgage loans or lines
of credit. Costco does not guarantee products or services offered by First Choice Loan Services Inc. Berkshire Bank is an FDIC insured Massachusetts
chartered bank. Berkshire Hills Bancorp (N YSE: BHLB) is the parent of Berkshire Bank. Costco is not af;liated with First Choice or any participating lender.
Costco does not endorse and is not responsible for any of the activities of First Choice or any of the participating lenders. SVC000027 0118