Costco Connection - June 2007

HOME LOAN SAVINGS

COSTCO MEMBER BENEFITS

• Lower rates for Costco members

• Work with Costco-approved lenders

• Review loan offers in minutes

MORTGAGE & REFINANCING

• Save up to $1,500 at closing¹

• Receive up to a $300

Costco Cash Card²

HOME EQUITY FINANCING

• No-closing-cost loans available³

• Receive up to a $100

Costco Cash Card

VISIT COSTCO.COM AND CLICK ON SERVICES

OR CALL 1-800-843-8434.

Costco member benefits are not available through Lending Tree.com. Lending Tree is a duly licensed real estate broker and mortgage broker as required. Home loan programs are available in all states in which Costco operates except as follows: Mortgage & Refinancing is not available in Alabama. Home Equity Financing is not available in Alabama or Tennessee. For a current list of applicable state licensing disclosures, see the Web site or call for details. Lending Tree is required to disclose the following licenses by state law (current as of May 1, 2006): AZ Mortgage Broker License #MBBR- 0102663; Licensed Real Estate Broker, CA Department of Real Estate, (916) 227-0931, License #01230150; CA Finance Lender; CT Mortgage Broker (not a CT Mortgage Lender); GA Residential Mortgage Licensee; IL Residential Mortgage Licensee, License #5433; KS Licensed Mortgage Co., #99-827; Licensed Mortgage Lender, MD Department of Labor, Licensing and Regulation, License #4737; MA Licensed Mortgage Broker, License #MB1942; MS Licensed Mortgage Co.; MO mortgage broker license 05-1261 with an office at 10805 Sunset Office Drive, Suite 312, St. Louis, MO 63127; Licensed by the New Hampshire Department of Banking; LT Technologies, in lieu of true name LendingTree, Inc., Registered Mortgage Broker – NYS Banking Department; Licensed Mortgage Broker – NJ Department of Banking and Insurance; OH Mortgage Broker Registrations, MB 3006 & MB 3007, 37812 Second St., Willoughby, OH 44094; Licensed First Mortgage Broker, PA Department of Banking (also licensed pursuant to PA Secondary Mortgage Loan Act); RI Licensed Broker; Licensed by the Virginia State Corporation Commission MB-1120. In California, this solicitation is made by Costco Financial Services, Inc., which is licensed by the California Department of Real Estate (License #01235998). Costco and its affiliates do not negotiate, arrange or make loans.

¹Costco program savings based on historical comparison of rates, fees, and points for a $185,000 30-year fixed rate loan, comparing loans obtained by Costco members through LendingTree from Jan. 1, 2007 to Mar. 31, 2007, to the national average provided in the Freddie Mac Primary Mortgage Market Survey (PMMS) for the same period. LendingTree is not the lender in any transaction. Individual member savings may vary. Not available in all states. See costco.com and click on Services for more details.

²Offer valid for current Costco members who fund a loan through the Costco Lending Tree program. Costco Cash Cards are issued by Lending Tree 6-8 weeks after closing.

³No closing cost option not available to all borrowers. Eligibility depends upon your creditworthiness, loan-to-value ratio, property location and other factors. Eligibility may require a minimum loan amount and for a line of credit to stay open for two years. Such requirements will be determined by each Lender independently.

07EX0828 4/07

Ahhh summer—great family fun

and lots of ways to earn cash back.

Use your American Express^®Costco Cash Rebate

Credit Card or TrueEarnings^SMCard inside and outside of

Costco for cash back* on virtually all of your summer

purchases. From park tickets to flip-flops, you can earn

cash back almost everywhere American Express Cards

are welcome. So, remember to take your Card with you

and make this summer as rewarding as it is fun.

If you're not yet a Cardmember, apply today by visiting a

Costco membership counter or going online to

americanexpress.com/costcoapply.

* The rebate applies to purchases but not to Cash Advances, returned purchases, Balance Transfers or the purchase of American Express^®Travelers and Gift Cheques. Terms, conditions and restrictions apply. © 2007 American Express Company.