Costco Connection - January 2008

MONEY MARKET ACCOUNTS

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OPEN A CAPITAL ONE^® MONEY MARKET ACCOUNT

This New Year’s resolution is easy to keep!

Earn an exclusive rate on your savings and get:

• Easy access, with free checks and an ATM card¹

• Online transfers to and from existing accounts¹

• No fees; get started with as little as $1,000

To find out your exclusive

rate and open an account:

• Go to costco.com and click

on Services, then enter

Offer Code CSTC116CF

in the online application

• Or call 1-866-439-0848

and mention Offer Code

CSTC116CF

$50

BONUS

Costco Executive Members

receive a $50 interest

credit on their first account

opened with an initial

deposit of $5,000.²

MEMBER FDIC

Capital One Bank

Capital One, N.A.

¹¹Withdrawals by online transfer and check are limited to a combined six per calendar month, three of which may be by check. ATM withdrawals are limited to $500 per

day.

²²To receive the $50 interest credit, you must be a Costco Executive Member at the time you open your account; this must be your first Capital One Direct Banking

account of any kind through Costco; and you must fund your account with at least $5,000 within 30 days. The $50 interest credit will be credited to your account as

interest income 4-6 weeks after you fund your account.

As of 11/21/07, if the daily balance of this money market account was $100 or more, the APY was 4.60%; if not, the APY was 0.00%. Minimum initial deposit amount

is $1,000. Terms and conditions of this offer may change at any time. Rates are variable and may change at any time. This product is offered by Capital One Bank and