EVEN MORE CASH BACKu
with the TrueEarnings® Card from Costco and American Express.
3% cash back for gasoline
3% cash back for restaurants —
from fast food to fine dining
2% cash back for traveling,
whether on land, by sea, or in the air
1% cash back at Costco
and virtually everywhere else
The TrueEarnings Card has no annual fee with your paid Costco membership. Why not apply today?
Call 1-800-235-4600 or visit your local Costco member counter.
u Each Eligible Purchase shall qualify for a Rebate of 1, 2, or 3 percent, as follows: 3% for purchases of automobile
gasoline (any individual Purchase transaction in excess of 75 gallons or equivalent dollar value will not be deemed
to be a Purchase of automobile gasoline) at Costco Gasoline and domestic stand-alone gas stations, excluding gas
purchased at warehouse clubs other than Costco, superstores or supermarkets (including convenience stores that
sell automobile gasoline); 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line,
travel agency and tour operators; or 1% on all other Eligible Purchases posted to your account. “Eligible Purchases”
include purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are
not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line
activators, automated teller machines, or other means of accessing your Account), Balance Transfers, or adjustments
to your Account or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques.
Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco
Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.
AS OF 9/4/08 ON A 7-YEAR CD
Exclusive fixed rates on a variety of terms
18-month CD 5-year CD
PLUS: Earn higher rates on some Jumbo CDs
Capital One Direct Banking deposit products are offered by Capital One Bank (USA), N.A., and Capital
One, N.A., members FDIC.
* As of 9/04/08, the APY in effect for Capital One 7-year Certificate of Deposit (CD) was 5.45%, the
APY in effect for an 18-month CD was 4.05% and the APY in effect for a 5-year CD was 5.15%.
Other rates and terms are also available. Rates may change at any time. A minimum deposit of $5,000
is required to open a CD. A substantial penalty may be imposed for early withdrawal; this fee could
reduce earnings. Terms and conditions of this offer may change at any time. Due to lengthy printing
lead times, rates may have changed since printing. See costco.com or phone number below for most
** Member bonus is paid as an interest credit. To receive the $60 interest credit, you must be a Costco
Executive Member at the time you open your account. To receive the $20 interest credit, you must
be a Costco Gold Star or Business member at the time you open your account. This must be your first
Capital One Direct Banking account of any kind through the Costco program and you must fund your
account with at least $5,000 within 30 days of account opening. The interest credit will be credited to
your account as interest income 4-6 weeks after you fund your account and may occur as two partial
© 2008 Capital One. Capital One is a federally registered service mark. All rights reserved.
MEMBER BONUS! Executive Members get $60 • Gold Star & Business Members get $20 When you open your first account and deposit $5,000 within 30 days
VISIT COSTCO.COM AND SEARCH: DIRECT CD4 OR CALL 1-866-630-7958.