Costco Connection - February 2013

Think Costco First

RV & BOAT LOANS AND REFINANCE TAKE TO THE OPEN ROAD

RV & Boat Loan and Re;nance Program ; Exclusive, member-only rates ; No loan processing fee ($195 value)

3. 79 APR*
ON LOAN AMOUNTS OF $150,000+† 4. 39APR* ON LOAN AMOUNTS OF $25,000 – $149,999†
PURCHASE OR REFINANCE WITH
ESSEX WITH RATES AS LOW AS

Costco Executive Members receive a $100 Costco Cash Card and Gold Star and Business Members receive a $50 Costco Cash Card with each funded loan.**

See website for rates below $25,000.
MUST APPLY BY FEBRUARY 28, 2013

All ;nancing provided through Essex Credit Corporation. Costco does not fund loans or participate in the loan process.

* Estimated APR (Annual Percentage Rate). Subject to loan program requirements and credit approval. Certain fees, closing costs and restrictions may apply.

** Executive Members receive a $100 Costco Cash Card and Gold Star and Business Members receive a $50 Costco Cash Card on each funded RV or boat loan 8 – 10 weeks after the loan is funded.

† Rates and terms may vary with market conditions and are subject to change without notice. Example of an RV or boat loan: A 15 year ;xed-rate $65,000 loan with an APR of 4.39%. This loan has 180 monthly payments of $493.60 each. APRs noted above are available only for applications submitted by February 28, 2013. APR is valid for 30 days from date of loan approval. The 4.39% APR is available for consumer transactions only on loan amounts $25,000 - $149,999. The 3.79% APR is available for consumer transactions on loan amounts $150,000 or greater. For a re;nance transaction, RV must be 2003 model year or newer and boat must be 1993 model year or newer and current loan must be open for a minimum of 6 months. For a purchase transaction, RV must be 2005 model year or newer and boat must be 1993 model year or newer. Maximum loan to value is determined by credit score, model year and is based upon base wholesale value. Maximum loan term may vary based on model year, loan amount, loan type and lender guidelines. Information is accurate as of January 03, 2013. This offer is not available to applicants who use their RV or boat as a principal dwelling (Full-Timer or Live-Aboard), visit website for Full-Timer or Live-Aboard rates and terms. Other rates and terms are available.