The Costco Connection

To get a free quote, visit Costco.com and search: Life Insurance. Or, call 1-844-740-5433.

1Percentage is based on premium comparisons with other direct term writers. Premiums were compared to a Costco Member Advantage UL insurance policy with a $100,000 death bene;t, standard non-tobacco underwriting class and a 5 x 15 year level bene;t period. 2Based on a Costco Gold Star or Business Membership, 20-year period, $250,000 face value for an eligible 40-year-old male at the select preferred non-tobacco rate. Monthly premiums will increase at year six. 3Bazaarvoice ratings results. 4Acceptance for coverage is subject to eligibility and underwriting criteria. 5Protective Life Insurance Company has insurer ;nancial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard & Poor’s, A (Strong, 6th highest of 22 ratings) from Fitch, and A2 (Good, 6th highest of 21 ratings) from Moody’s Investor Services.

Member Advantage Life (ICC12-UL22/UL- 22) is a universal life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policies for bene;ts, riders, limitations, and exclusions. Coverage and pricing is subject to eligibility and underwriting criteria. Up to a two-year contestable and suicide period. Bene;ts adjusted for misstatements of age or sex. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Costco Insurance Agency, Inc. and Costco Wholesale Corporation do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.

Costco Insurance Agency, Inc. (CIA), a licensed insurance agent and an af;liate of Costco Wholesale Corporation (CWC), may receive compensation from PLICO and/or its af;liates. CWC, CIA and their af;liates do not guarantee the services of any insurance company. PLICO and its af;liates are separate, independent of and distinct from C WC and CIA. C WC and CIA are not responsible for the ;nancial condition or obligations of PLICO. The California license number for Protective is 68136. The California license number for Costco Insurance Agency is 0D08407. (CD.2171.04.15) SVC000139 0515

FOR AS LITTLE AS $16 PER MONTH, you could get a $250,0002 life insurance policy to help protect the bright future you have planned for your family. Through Costco’s relationship with Protective Life Insurance Company, you have access to ;exible universal life insurance protection for up to 20 years, with options to extend coverage. And it’s easy to get started.

Customers rate the online application process 4. 8 out of

5 stars. 3

• Flexibility to adjust your death bene;t amount
as your needs change over time
• Streamlined online application process4

• Coverage from a provider you can trust

Life Insurance Costco members enjoy affordable life insurance coverage with a savings of up to 20%. 1

Protective Life Insurance has been serving families for

more than 100 years.

For generations, people have trusted Protective Life to provide for their family’s future. You can too. Their ;nancial ratings underline their strength. 5

These ratings are current as of April 28, 2015, are subject to change and do not apply to products or their performance. Please visit www.protective.com for more current information.