The Costco Connection

* The estimated savings statement is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees savings: home purchase in the state of California with a Loan-To-Value of 80%, Loan Amount = $250,000, Single Family, Primary Residence, FICO = 720, Term = 30 yr as of 5/10/2016. Average Executive Membership level savings is $4,472, which includes the lender fees savings as of 5/10/2016, as compared to an average of national mortgage lenders in a comparative study conducted by Informa Research Services Inc. Individual savings may vary based on credit score, Loan-To-Value, location, Costco membership level and loan amount, and are subject to loan requirements and approval. 5/10/2016

General Program Disclosures – All Mortgage Origination services are provided by First Choice Bank (NMLS# 177877) and its wholly owned subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18 • East Brunswick, NJ 08816. First Choice Loan Services Inc. is licensed, registered, or exempt from state licensing in the states in which it originates mortgage loans or lines of credit. Licensed by the N. J. Department of Banking and Insurance. AZ BK #0918586. Loans in AR, HI and NY are originated by First Choice Bank. First Choice Loan Services Inc. has no affiliation with First Choice Bank, chartered and located in California. Costco and its affiliates do not negotiate, arrange or make mortgage loans or lines of credit.

GET STARTED TODAY AT COSTCOFINANCE.COM/MORTGAGE The Costco Advantage:

Whether you are buying a home, refinancing, or simply want some extra cash, Mortgage Services for Costco members can provide valuable guidance and help you select a loan to suit your needs.