*The estimated savings statement is calculated over a 7-year period utilizing the following loan scenario and includes both interest and fees
savings: home purchase in the State of California with a Loan-To-Value of 80%, Loan Amount = $250,000, Single Family, Primary Residence,
FICO = 720, Term = 30yr as of 4/11/2017. Average Executive Membership level savings is $6,909, which includes the lender fees savings as
of 4/11/2017, as compared with an average of national mortgage lenders in a comparative study conducted by Informa Research Services Inc.
Individual savings may vary based on credit score, Loan-To-Value, location, Costco membership level and loan amount, and are subject to loan
requirements, underwriting and approval. Marketing Approval Date 6/1/2017.
General Program Disclosures: Mortgage lead generation and/or originations are provided by or through Berkshire Bank (NMLS# 506896)
and its wholly owned subsidiary First Choice Loan Services Inc. (NMLS #210764), located at One Tower Center, Floor #18, East Brunswick, NJ
08816. Berkshire Bank and First Choice Loan Services Inc. are licensed, registered or exempt from state licensing in the states in which they
originate mortgage loans or lines of credit. First Choice Loan Services Inc. is licensed by the N.J. Department of Banking and Insurance. AZ BK
#0918586. Loans in AR, HI, NY and PR are originated by Berkshire Bank. First Choice Loan Services Inc. has no af;liation with First Choice Bank,
chartered and located in California. Costco and its af;liates do not take loan applications, offer, negotiate, arrange or make mortgage loans
or lines of credit. Costco does not guarantee products or services offered by First Choice Loan Services Inc. Berkshire Bank is an FDIC
insured Massachusetts chartered bank. Berkshire Hills Bancorp (NYSE: BHLB) is the parent of Berkshire Bank. SVC000027 0517
Mortgage: Purchase & Re;nancing
Interest rates exclusively for Costco members
The Costco Advantage: Whether you are buying a home
or refinancing it to lower your rate or get some extra cash,
Mortgage Services for Costco members can provide valuable
information that can help you select a loan to suit your needs.
• First-time homebuyer
• VA loans
• Conventional loans
• FHA loans
• Jumbo loans
• HARP
• And more
typical life of the loan.*
Get started today at CostcoFinance.com/July
