The Costco Connection - December 2017

Costco Member-Only Offer:

Get $500,000 in coverage for as little as $25.12 per month. 1

Life Insurance

$42.44

A Leading
Mutual
Insurance
Company
A Leading
National Life
Insurance
Company

$42.00 $25.121

Step One: Compare the costs.

See how we compare to leading life insurance competitors. 2

Here’s a sample comparison of a 40-year-old male with $500,000 of coverage for 20 years.

1 Premium based on the first 5 years for a Costco Gold Star or Business Member, 20-year benefit period, $500,000 face value for an eligible 40-year-old male at the select preferred non-tobacco rate. Monthly premiums for the Member Advantage Life® insurance policy will increase at year six. Face amount listed is for the initial level benefit period. The level premium period, which begins in year 6, may be extended beyond the initial level benefit period; however, the face amount will begin to decrease annually until it reaches $10,000, at which point premiums will begin to increase. Actual results will vary based on a variety of factors, including age, gender, health and other underwriting factors. Rates are effective as of August 7, 2017.

2 Savings based on premium comparisons with leading national and mutual life insurance carriers’ term products. Premiums were compared among the premiums for the first 5 years of the Member Advantage Life® insurance policy and competitors’ term products with select preferred, non-tobacco underwriting class and a 20-year level benefit period. Rates are effective as of August 7, 2017.

Acceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life® (ICC12-UL22/UL- 22) is a universal life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policies for benefits, riders, limitations and exclusions. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Costco Insurance Agency, Inc. and Costco Wholesale do not issue, underwrite insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO. Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from PLICO and/or its affiliates. CIA and their affiliates do not guarantee the services of any insurance company. PLICO and its affiliates are separate, independent of and distinct from CIA. CIA is not responsible for the financial condition or obligations of PLICO. The California license number for Protective is 07726. The California license number for Costco Insurance Agency is 0D08407. (CD.733343.10.17) SVC000137 1017 Step Two: Get a free quote.