Acceptance for coverage and pricing is subject to eligibility and underwriting criteria. Member Advantage Life® (ICC12-UL22/UL- 22) is a universal
life insurance policy issued exclusively to Costco members by Protective Life Insurance Company (PLICO), Birmingham, AL. Not available in New
York. Policy form numbers, product features and availability may vary by state. Consult policy for bene;ts, riders, limitations, and exclusions.
Coverage and pricing is subject to eligibility and underwriting criteria. Up to a two-year contestable and suicide period. Bene;ts adjusted for
misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class
will be determined after the underwriting process is completed. Costco Insurance Agency, Inc. and Costco Wholesale do not issue, underwrite
insurance or pay claims under PLICO policies. Insurance is underwritten by PLICO.
Costco Insurance Agency, Inc. (CIA), a licensed insurance agent, may receive compensation from PLICO and/or its af;liates. CIA and its af;liates
do not guarantee the services of any insurance company. PLICO and its af;liates are separate, independent of and distinct from CIA. CIA is not
responsible for the ;nancial condition or obligations of PLICO. The California license number for Protective is 07726. The California license number
for Costco Insurance Agency is 0D08407. (CD.925981.06.18) SVC000139 0818
Call 1-844-740-5433 or visit
Protective Life Insurance Company offers an exclusive product for
Costco members. Should the unexpected occur, life insurance could
help with ;nal expenses, outstanding debt and more.
YOUR FIRST PRIORITY:
Help Protect Your Family’s Future